Buyers & Sellers

They call it a closing. We consider it a new beginning.

Closing day should be a celebration.

At First Title Agency, we’re here to walk you through the entire process from start to finish. We’ll explain everything clearly and ensure all paperwork is accurate before you sign anything.

Relax, knowing we have your back.

We work seamlessly with your REALTOR® and lender, eliminating the middleman hassle. We’ll also prepare you for closing, making sure you have all the necessary documents and understand the process.

Convenience is key.

We understand busy schedules. Whenever possible, we offer electronic document signing options for added flexibility.

We understand the fear of the unknown.

That’s why we prioritize clear communication and a welcoming environment. As a neutral third party, we ensure everyone is treated fairly throughout the closing process.

Let First Title Agency turn your closing into a stress-free experience, marking the exciting beginning of your new chapter.

Our Services:

Every transaction is unique. We offer title insurance and a wide range of closing services to meet your specific needs.

Residential Real Estate Closings (Sales & Refinances)

Experienced guidance through every step of the closing process.

Ensure a smooth and stress-free experience.

Commercial Real Estate Closings (Sales & Refinances)

Expert handling of complex commercial transactions.

Secure and efficient closings for your business needs.

Builders’ Services

Experienced team for streamlined builder closings.

Title research & pre-construction services.

Mortgage Loans & Cash Closings

Flexible options: We handle both traditional mortgage loan closings and cash transactions.

Clear communication to keep you informed every step of the way.

Title Examinations

Uncover potential issues with our thorough examination process.

Ensure your investment is protected with an insurable title.

Protecting Your Investment: Title Insurance Explained

Understanding title insurance is crucial when buying a property. It safeguards your investment by mitigating potential risks associated with ownership. There are two main types of title insurance: Lender’s Title Insurance and Owner’s Title Insurance.

Lender’s Title Insurance:

Who it protects: Your lender’s financial interest in the property.
Benefits: Protects their loan if there are unforeseen ownership issues (unpaid taxes, fraudulent claims).
Purchased by: Required by lenders as a closing condition.

Standard Owner’s Title Insurance:

Protects: Your investment against common title defects.
Benefits: Covers pre-closing issues like fraud, forgery, liens, taxes or other legal documents with invalid authorization.
Recommended: Provides peace of mind with a one-time, affordable cost.

Enhanced Owner’s Title Insurance:

Protects: Your investment beyond a standard policy.
Benefits: Covers past and certain post-closing issues like fraud, forgery, counterfeiting and more and provides increased value coverage.
Recommended: The small one-time cost adds significant value for post-closing issues.
Some restrictions apply.

Resources

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